Our Services

Estate Planning

The inevitability of leaving one’s assets behind when we pass, while an uncomfortable realization for most, does facilitate the need for proper estate planning. Estates that lack an explicit will or proper disposition instructions often languish in probate court and can even result in disagreement and infighting among beneficiaries on how best to divide the estate https://jwbrower.com/estate-planning/

Financial Planning

Financial Planning is also more than saving for retirement – it should include emergency savings, proper budgeting, investment choices, debt avoidance, and both short and long-term financial goals. A sound plan includes life insurance to protect loved ones and dependents, annuities and retirement vehicles, and even a plan to maintain long-term health care insurance. https://jwbrower.com/financial-planning/

Retirement Planning

In a perfect world, everyone has been contributing to an individual IRA account for years. They have been participating in their company-sponsored retirement plans, and they have already accumulated the retirement assets needed to fund a comfortable retirement living. In the real world, however, many individuals either wait until much later in life to start saving for retirement https://jwbrower.com/retirement-planning/

Tax Preparation

At JW Brower Financial Services, we feel strongly that tax preparation begins long before you sit down to start preparing your tax filing. Preparation is just that – working proactively to assess an individual or business’ financial situation. We help clients to determine the tax implications of upcoming income and events, and then formulate a plan to minimize tax burdens and maximize deductions. https://jwbrower.com/tax-preparation/

Our Philosophy

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The financial services industries reputation has been greatly tarnished over the past decade. Many brokers and advisors often incorrectly misuse the word “trust” – as they are limited in their ability to provide a true, unbiased fiduciary relationship for their clients – just based on their employer relationship. In any successful relationship, trust is essential. When looking for a financial advisor, you deserve to know how we operate so you can make an informed decision about working with us. JW Brower is different in a number of critical ways. For one, we’re not a subsidiary of a financial conglomerate. Most importantly, here, you are never just a sequence of numbers on an account. We believe that being independent and not conflicted by business interests or stockholder profits – is the only way to provide truly objective and trusted advice. Joining JW Brower means establishing a relationship with a trusted firm who addresses your needs and has your best interests at heart. From generation to generation, we’ve established a reputation for accountability and clarity, and truly treat you like family. You’ll know where your money is and what it’s doing for you.